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The Uber Card Is Now an Uber Card

 The Uber Credit Card: Major Changes You Need to Know

The Uber Credit Card has recently changed its rewards structure, making it more aligned with Uber’s services. If you’re a frequent Uber or Uber Eats user, this update could be great news. However, if you loved the card for dining and travel perks, the changes may not be in your favor.

Here’s everything you need to know about the new Uber Credit Card.

What’s Changing with the Uber Credit Card?

The Uber Credit Card, issued by Barclays, has shifted its focus to Uber-related rewards. Below are the key changes:

  • Cash back on dining decreased from 4% to 3%.

  • Cash back on Uber and Uber Eats increased from 2% to 5%.

  • Rewards are no longer redeemable as normal cash back. Instead, they now come as Uber Cash (credits).

  • The 2% cash back on online purchases and 3% on travel have been removed.

  • The sign-up bonus is now in Uber Cash, rather than statement credit or traditional cash back.

What This Means for Cardholders

These changes shift the Uber Credit Card from a general rewards card to a dedicated Uber loyalty card. Here’s how different types of users will be affected:

For Frequent Uber & Uber Eats Users

If you regularly use Uber for rides or food delivery, this card now offers one of the highest cashback rates available for Uber-related purchases. Earning 5% back in Uber Cash makes it a strong choice for those who rely on the platform.

For Dining Rewards Seekers

The Uber Card was once one of the best no-annual-fee dining cards with 4% back. Now that it’s been reduced to 3%, other credit cards like the American Express Gold Card or Capital One SavorOne might be better choices for food lovers.

For Business Travelers

Business travelers who use Uber frequently for rides and meals can benefit from the 5% Uber Cash rewards. However, since rewards are in the form of Uber credits instead of cash, tracking business expenses might be more difficult.

For Online Shoppers & Travelers

The loss of 2% cash back on online purchases and 3% on travel is a significant drawback. If you shop online or travel often, you might want to consider other cashback or travel rewards cards that offer better benefits.

Comparison: Old vs. New Uber Credit Card

Feature Old Uber Credit Card New Uber Credit Card
Dining Cash Back 4% 3%
Uber & Uber Eats 2% 5%
Online Purchases 2% Removed
Travel Cash Back 3% Removed
Rewards Type Cash Back Uber Cash (credits)
Sign-Up Bonus Cash Back Uber Cash Bonus
Annual Fee $0 $0

Is the Uber Credit Card Still Worth It?

The new Uber Credit Card is only worth it if you use Uber frequently. If you mostly use Uber and Uber Eats, the 5% Uber Cash rewards make it a compelling option. However, if you want flexibility in your rewards, another cashback or travel card might be a better fit.

Pros:

✔ 5% back on Uber & Uber Eats (highest in the market) ✔ No annual fee ✔ Decent 3% back on dining ✔ Uber Cash can be used for rides and food delivery

Cons:

✖ No more cash back (only Uber Cash) ✖ Dining rewards reduced from 4% to 3% ✖ No travel or online shopping rewards ✖ Uber Cash credits must be used on Uber-related services

Alternatives to the Uber Credit Card

If the new Uber Credit Card changes don’t work for you, here are some other great credit cards to consider:

  • Chase Sapphire Preferred® – Best for travel rewards with flexible points.

  • American Express Gold Card – 4% back on dining and groceries.

  • Capital One SavorOne – 3% back on dining, groceries, and streaming services.

  • Citi Double Cash Card – 2% cash back on all purchases with no category restrictions.

Final Thoughts: Should You Keep or Cancel the Uber Credit Card?

The Uber Credit Card has officially transformed into a dedicated Uber rewards card. If you use Uber frequently, it’s still a great no-annual-fee option. However, if you prefer cashback rewards or want more flexibility, you may be better off switching to another card.

Before making a decision, evaluate your spending habits. If you spend a lot on Uber and Uber Eats, keeping the card could be worth it. But if you’re losing out on dining, travel, and online shopping rewards, you might want to explore alternative cashback cards.

What do you think about the new Uber Credit Card changes? Let us know in the comments! 🚗💳

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